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HVAC Financing Options from BC Express

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When you choose BC Express for your home comfort needs, you will find we offer an array of financing options for you. This can make it easier for you to get the HVAC products you need for your home. You will be able to pay over time for your heating, cooling or indoor air quality products and services, and that helps take the worry out of how to afford new equipment.

Explore our HVAC financing options below.

If you have any questions about our financing options, and how we can help make your home comfort equipment as affordable as possible, please call us today at 732-240-2828 to learn more. Thank you for choosing BC Express for your home comfort needs.


We also offer financing solutions through New Jersey Natural Gas (NJNG).

Whole-Home Efficiency Financing

Participants of NJCEP’s Home Performance with ENERGY STAR program can apply for financing through NJNG for up to $15,000, including a $10,000 0% APR option.

NJNG HVAC and Water Heating Equipment Financing

Finance up to $14,000 at 0% APR through our On-Bill Repayment Program (OBRP) when you install qualifying HVAC and water heating equipment. Air conditioning must be installed with natural gas equipment to qualify for financing.

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Understanding and Flexible

"BC Express was great in helping with the NJ Natural Gas rebate and loan program. After we were approved for the program and scheduled the install, we had a water leak in our kitchen. That could have derailed everything but BC Express was so understanding and flexible that they helped us work through the challenges. We are very happy with their service and the system they installed."

Valerie D.

BC Express
5
2020-04-30T13:11:43+00:00

Valerie D.

"BC Express was great in helping with the NJ Natural Gas rebate and loan program. After we were approved for the program and scheduled the install, we had a water leak in our kitchen. That could have derailed everything but BC Express was so understanding and flexible that they helped us work through the challenges. We are very happy with their service and the system they installed."

Quick, Efficient and Professional

"This is one great company. I recently had my outside a/c unit failed. I called them on a Friday before Labor Day weekend around 3:00 pm and they had someone out before 5:00 pm to check it out. He was able to find the problem and gave me three options. On Tuesday I let them know which option I wanted and by Wednesday afternoon my new unit was in place and working. The team was quick, efficient and professional. I’ve used this company for over 15 years, and they are the best."

Kevin B.

BC Express
5
2020-04-30T11:58:04+00:00

Kevin B.

"This is one great company. I recently had my outside a/c unit failed. I called them on a Friday before Labor Day weekend around 3:00 pm and they had someone out before 5:00 pm to check it out. He was able to find the problem and gave me three options. On Tuesday I let them know which option I wanted and by Wednesday afternoon my new unit was in place and working. The team was quick, efficient and professional. I’ve used this company for over 15 years, and they are the best."

By Far the Best, Most Reliable HVAC Company Around

"BC Express and their technician Savas, saved us again in this sweltering heat wave with their excellent service. Sadly we purchased a new HVAC system from another company because we didn’t know about BC Express at the time and have had nothing but trouble. The OTHER COMPANY told us they could come repair our AC in 5 to 7 days earlier in the month when we called - BC was there in a couple of hours twice in one month and diagnosed and fixed the problem both times. Thankfully we were able to get our service contract with them. They are by far the best, most reliable HVAC company around from the office staff to their technicians.
Thank you BC Express!"

Janice G.

BC Express
5
2020-04-30T11:55:35+00:00

Janice G.

"BC Express and their technician Savas, saved us again in this sweltering heat wave with their excellent service. Sadly we purchased a new HVAC system from another company because we didn’t know about BC Express at the time and have had nothing but trouble. The OTHER COMPANY told us they could come repair our AC in 5 to 7 days earlier in the month when we called - BC was there in a couple of hours twice in one month and diagnosed and fixed the problem both times. Thankfully we were able to get our service contract with them. They are by far the best, most reliable HVAC company around from the office staff to their technicians. Thank you BC Express!"

Can’t say enough good things about them.

“The heat is on and it feels great. Such an improvement on the electric baseboard heat. Everyone in your organization is professional – Jim Jones, Kelly, Nancy, and especially Howard and Brandon. Can’t say enough good things about them. Thank you all.”

Anne M.

BC Express
5
2020-03-23T10:33:43+00:00

Anne M.

“The heat is on and it feels great. Such an improvement on the electric baseboard heat. Everyone in your organization is professional – Jim Jones, Kelly, Nancy, and especially Howard and Brandon. Can’t say enough good things about them. Thank you all.”

Wonderful, Very Skilled and Personable

"Excellent company to work with! Great service and not one of those franchises. These guys are wonderful and very skilled and personable. Highly recommend them!!"

Suzie C.

BC Express
5
2020-04-30T11:46:30+00:00

Suzie C.

"Excellent company to work with! Great service and not one of those franchises. These guys are wonderful and very skilled and personable. Highly recommend them!!"
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BC Express